Investment Planning

Many individuals think that investment planning is contributing to an RRSP.  However, there is so much more that goes into proper investment planning.

Investment Planning focuses on identifying effective investment strategies according to the investor’s risk tolerance and risk capacity, as well as by the investor’s financial goals. There are several investment options: stocks, bonds, mutual funds, bank deposits, real estate, segregated funds to name but a few. In conjunction, there are different investment vehicles with which to place those investment options.  Through proper investment planning, the adviser can identify the most appropriate portfolio mix to help you achieve your various planning goals.

Below is a list of investment vehicles and investment products associated with the construction of a proper investment plan:

  • Registered Retirement Savings Plan
  • Tax-Free Savings Account
  • Non-Registered Account
  • Individual Pension Plan
  • Group RRSP
  • Mutual Fund*
  • Segregated Fund
  • Socially Responsible Investments Fund (SRI)*

Investment Planning Fees

Is it our job to beat the markets?
“I think as financial planners we need to inform our clients that it is not our vocational purpose ‘to beat’ the markets, but it is our job to help YOU manage your cash flow and wealth appropriately, to earn more on your investments over the long term to meet your personalized, specific goals and dreams, and to help you build sustainable wealth that can be passed down tax efficiently to generations to come, or to charities and causes you hold dear. Regarding investments, we are here to help you navigate through potential investment decisions, making sure you can participate in the gains while reducing your downside risk.  It’s all about you!  We want to work with you to build a personalized, long-term wealth planning strategy that we follow and monitor closely, so that you can maintain your lifestyle, enjoy a comfortable retirement, plan with generosity aspirations, and live the life that is right for you. For me that is what it is all about” – Marie DeLauretis